1. The insurance contract concluded between the plaintiff and the defendant is invalid.

2. The defendant shall be the plaintiff.

On August 7, 2009, the Plaintiff entered into an insurance contract with the Defendant (hereinafter “instant insurance contract”) with the content as indicated in the attached Form.

No. 1 of A. The insurance contract of this case, in addition to death or disability caused by an injury accident, is a contract that guarantees hospitalization expenses, surgery expenses, etc. in the event of being hospitalized in a hospital or clinic due to injury or disease.

No. 1 of A. The Defendant received insurance money from the Plaintiff on the grounds of hospitalized treatment, surgery, etc. after the insurance contract of this case, and received insurance money totaling KRW 14,180,000 from the Plaintiff as follows.

<갑 제4 내지 19호증(가지번호가 있는 것은 가지번호를 포함한다. 입원일 퇴원일 입원일수 사고내용 진단명 보험금(원 1 2009. 11. 10. 2009. 11. 23. 14 교통사고 요부 염좌 420,000 2 2010. 01. 29. 2010. 02. 16. 19 교통사고 다발성 좌상 570,000 3 2010. 05. 07. 2010. 05. 24. 18 하산 중 발접지름 발목의 염좌 및 긴장 540,000 4 2010. 12. 25. 2010. 12. 31. 7 넘어짐 손목, 발목의 염좌 210,000 5 2011. 09. 01. 2011. 09. 03. 3 상해 어깨 관절의 염좌 90,000 6 2011. 09. 03. 2011. 09. 19. 17 질병 경추간판 장애 480,000 7 2011. 12. 10. 2012. 01. 13. 35 미끄러짐 우측 복사의 골절 1,250,000 8 2013. 02. 14. 2013. 03. 07. 22 질병 경추간판 전위 660,000 9 2013. 07. 01. 2013. 07. 19. 19 질병 경추간판 전위 570,000 10 2013. 04. 16. 2013. 04. 22. 7 질병 부비동염 210,000 11 2013. 05. 13. 2013. 05. 27. 15 질병 급성기관지염 450,000 12 2013. 07. 31. 2013. 08. 05. 6 질병 반달 연골의 이상 240,000 13 수술비 1,500,000 14 2013. 08. 07. 2013. 08. 22. 16 질병 위궤양 740,000 15 2013. 10. 29. 2013. 11. 07. 10 질병 위궤양 300,000 16 2014. 02. 13. 2014. 02. 14. 2 질병 어깨충격증후군 60,000 17 2014. 02. 26. 2014. 03. 18. 21 질병 외반무지 2,490,000 18 2014. 03. 28. 2014. 04. 14. 18 질병 외반무지 1,900,000 19...