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(영문) 광주고등법원 2016.09.02 2015나14654
보험계약무효확인 등
Text

1. The plaintiff's appeal is dismissed.

2. The costs of appeal shall be borne by the Plaintiff.

Purport of claim and appeal

The first instance court.

Reasons

1. Basic facts

A. On June 9, 2009, the Green Damage Insurance Co., Ltd. concluded an insurance contract entered into with the Defendant (hereinafter “instant insurance contract”). On May 3, 2013, the Plaintiff transferred the status of the insurer under the instant insurance contract and the rights and obligations related thereto.

The insurance contract of this case includes the content that the defendant compensates for KRW 30,00 per day when the defendant is hospitalized due to disease or injury, and KRW 10,00 per day when the defendant is hospitalized into a 16th specific disease.

B. For 14 days from June 11, 2009 to June 24, 2009, the Defendant was hospitalized as “B-type department” in “B-type department” with “infection, tension, and tensions and tensions of the bones,” as indicated in Table 1, and was hospitalized for 437 days in total from June 11, 2009 to July 23, 2014. Accordingly, the Defendant received from the Plaintiff a total of 19,070,000 won of the insurance proceeds under the instant insurance contract.

5. Diagnosis of the number of days of hospitalization at a hospital: 1 B; 1.6.1: - on June 11, 2009; 2.5, 20, 1.5, 20, 20, 3.5, 1, 20, 1, 20, 1, 20, 20, 20, 1,000, 20,000, 1,000,000,000,000,000: 1,000,000,000,000: 1,000,000,000,000: 1,00,000,000,000: 1,000,000,000,000 (0,000,000,00,000)

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