A defendant shall be punished by imprisonment for not less than three years and six months.

Punishment of the crime

Using the fact that the loan of the house leasing fund to workers is practically made only through the document examination, the defendant has falsely applied for the loan of the house leasing fund and has received the money by fraud from the financial institution.

The Defendant, taking overall charge of the loan process, was recruited in order to divide the loans according to the degree of participation of each party, C and D, the role of interfering with the false lessee, E, the role of interfering with the real estate agents and the false lessors in preparing the false lease contract, the employment certificate in the name of the lessee, the certificate of employment and the certificate of tax withholding for wage and salary income, and F, the role of supplementing and arranging the loan-related documents that the Defendant received from E and delivering them to G, and G, by accompanying the false lessee and the bank to file a false loan application and deliver the loan to the Defendant.

On September 28, 2012, the Defendant: (a) had a lessor, a lessee, and a licensed real estate agent H enter into a false lease contract with the Lessee J, a lessee K, a guarantee deposit of 80 million won, and a contract period of two years; and (b) had E enter into a false lease contract with the Lessee as if the lessee is an employee of the KR; (c) had the SH enter into the loan-related documents, such as a false certificate of employment; and (d) transfer the above loan-related documents to G; and (e) around October 8, 2012, the Defendant had G enter into the loan-related documents, such as a false lease contract and a false certificate of employment, with respect to the loan-related documents, and had the 1700 employee who could not know the name at the victim bank's sub-branch in the amount of 170,000,000,000,000 won.

As above, the Defendant, in collusion with E, etc., deceivings the victim and deceivings the victim from the victim.