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(영문) 서울중앙지방법원 2018.07.19 2017가단5141905
보험금
Text

1. The Defendant’s KRW 63,650,920 for the Plaintiff and 6% per annum from May 31, 2017 to August 18, 2017.

Reasons

1. Basic facts

A. The Plaintiff concluded a lease contract for the existing house for the low-income bracket, and subsequently, concluded a lease contract for the existing house for the low-income bracket, and subsequently, concluded an agreement with the Defendant on the management of credit insurance for the pre-paid rental house (hereinafter “instant agreement”) with the lower-income bracket in order to guarantee the recovery of the lease deposit that the Plaintiff paid to the housing owner as the lessee in relation to the pre-paid rental business. In relation to such pre-paid rental business, the Plaintiff purchased a lease insurance for the pre-paid rental house (hereinafter “instant agreement”).

B. On July 7, 2015, the Plaintiff entered into a lease agreement on a pre-existing house lease business with A and its own Nam-si, as follows:

① The first house of this case (hereinafter referred to as “the second house of this case”): 67 million won of the deposit for the deposit for the deposit for the deposit for the lease on a deposit basis, from August 10, 2015 to August 9, 2017, and from August 10, 2017, the resident C (hereinafter referred to as “the first house of this case”) (hereinafter referred to as “the second house of this case”): 68 million won of the deposit for the lease on a deposit basis, from July 30, 2015 to July 29, 2017; 3502 of the deposit for the deposit for the lease on a deposit basis, from August 10, 2015 to August 9, 2017 (hereinafter referred to as “the deposit for the lease on a deposit basis”): 65 million won of the deposit for the deposit for the lease on a deposit basis, and from July 30, 2015 to July 27, 2017.

C. In addition, based on each of the above lease contracts on the same day, the Plaintiff concluded a housing lease agreement with each of the tenants (C, D, and E) for the “existing Housing Lease Project” (hereinafter “each of the instant lease agreements”). D.

The main contents of each of the credit insurance contracts for rental housing (hereinafter “each of the insurance contracts of this case”) entered into with the Defendant as the policyholder and the insured with respect to the housing of this case are as follows:

1. The first house in this case

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