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(영문) 서울중앙지방법원 2016.04.28 2014가단5097021
보험금
Text

1. The Defendant’s KRW 66,500,000 and the Plaintiff’s annual rate of KRW 5% from March 5, 2013 to January 27, 2016.

Reasons

1. Basic facts

A. The Plaintiff [the Korea Land and Housing Corporation, enacted by Act No. 9706 of May 22, 2009, comprehensively succeeded to all the rights and obligations of the Korea Land and Housing Corporation pursuant to the Korea Land and Housing Corporation Act (the date of implementation of the Korea Land and Housing Corporation Act, October 1, 2009), which refers to the Plaintiff, including the Korea Land and Housing Corporation, as the Plaintiff] is the operator of the existing house lease business for which the low-income groups in the downtown hold office in a low-income group, after concluding a lease contract for existing houses so that they can reside at present

B. On April 22, 2009, the Plaintiff entered into a credit guarantee insurance contract with the Defendant on the leased housing for the purpose of guaranteeing the recovery of the Plaintiff’s lease deposit against the housing owner in relation to the existing house leasing business. This is to compensate for the Plaintiff’s loss by failing to refund the lease deposit, even though the Defendant’s grounds for returning the lease deposit to the lessor under the prime contract within the limit of the purchase amount of the insurance contract for the individual prime contract covered by the said insurance.

The main contents are as follows:

- Main contract subject to insurance coverage: prime contract for which the term of lease begins between January 1, 2007 and December 31, 2009 - The term of insurance period: from January 1, 2007 to December 31, 2011 - The obligation to return the lease deposit of the lessor - The terms of main contract: the lease contract for the lease on a deposit basis under the name of the lessor - the term of the lease, the two years of the contract, the individual contract for the lease deposit, the tenant's tenant, the tenant of the lease on a deposit basis, and other comprehensive agreements, as prescribed by the prime contract.

C. On November 20, 2009, the Plaintiff entered into a contract on the lease deposit of KRW 1,30,000 (Plaintiff’s subsidy of KRW 66,50,000) and the lease term of November 30, 2009 to November 29, 201, for the lease deposit of KRW 1,30,000 (the Plaintiff’s subsidy of KRW 66,50,000) and the lease term of KRW 1,50,000 (the Plaintiff’s subsidy of KRW 66,50,000).

In addition, the plaintiff is D and this case.

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