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1. As to KRW 10,987,547 and KRW 7,648,893 among the Plaintiff, Defendant A shall pay a year from November 24, 2016 to the day of full payment.
Reasons
1. Basic facts
A. On August 18, 2014, Korea Standards Bank Co., Ltd. (1), Korea Standards Bank Co., Ltd. (hereinafter “Korea Standards Bank Loan”), leased KRW 7 million to Defendant A one year from the date of loan implementation, while the loan interest rate was 3.9% per COFIX under the Credit Transaction Basic Agreement. (2) On July 7, 2014, Defendant A agreed to faithfully implement each provision in accordance with the credit card holders’ terms and conditions upon filing an application for a credit card member of the said Bank.
3) Defendant A began to delay interest on the above loan amount, etc., and the said Korea Standards Bank transferred the said claim to the Plaintiff on October 20, 2015, and notified the Defendant A of the transfer of the said claim. 4) The Plaintiff filed a claim against the Defendant for the acquisition amount as Seoul Northern District Court Decision 2016Kadan126262, and received the judgment in favor of the Plaintiff on October 4, 2016, and the said judgment became final and conclusive.
5) As of November 23, 2016, the amount of Defendant A’s debt to the Plaintiff is KRW 74,79,97 of the loaned principal, KRW 412,841 of the loan principal, KRW 18,057,203 of the loan principal, KRW 93,270,041 of the total of KRW 18,057,203 of the loan principal. (b) Cho Crered Loan Loan 1 of the Co., Ltd.) on May 27, 2015, KRW 3 million was determined and lent to Defendant A at KRW 34.9% per annum on May 27, 2019.
2) On April 26, 2016, Defendant A began to delay interest on the above borrowed loan, and the above Liber loan loan transferred the above claim against Defendant A to the Plaintiff on April 26, 2016, and notified Defendant A of the above transfer on November 23, 2016. (3) As of November 23, 2016, Defendant A’s debt amount against the Plaintiff is KRW 4,169,958 in total, including the principal amount, KRW 2,904,463, and interest, KRW 1,265,49,958.
C. On May 27, 2015, Tae River Loans Co., Ltd. 1) loans 5 million won to Defendant A on the date of repayment set at 36 months from the date of lending, agreed interest rate, and overdue interest rate at 34.9% per annum. 2) Defendant A.