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(영문) 서울북부지방법원 2016.02.25 2015가단146504
양수금
Text

1. The defendant shall pay to the plaintiff KRW 89,759,278 and KRW 54,80,00 among the costs, from September 23, 2015 to the date of full payment.

Reasons

1. The following facts can be acknowledged in full view of the purport of the entire pleadings in each statement in Gap evidence No. 1 to 4.

On May 11, 2012, the Korea Slrid Bank Co., Ltd. (hereinafter referred to as the “Slrid Bank”) set the interest rate of KRW 60,000,000 to the Defendant (60,000 per annum 6.2%) and the due date of payment on May 11, 2013, but did not receive KRW 54,80,000 out of the leased principal.

B. In addition, the tea bank issued a credit card to the Defendant with the interest rate of 29.9% per annum at the time of delinquency in paying the credit card price, but did not receive KRW 7,004,519 out of the credit card price.

C. Accordingly, on July 17, 2015, the tea Bank transferred the above loan claims and credit card payment claims to the Plaintiff, and notified the Defendant thereof at that time.

As of September 22, 2015, the loan principal is KRW 54,80,00, the interest rate is KRW 23,266,223, the credit card payment is KRW 7,004,519, and the interest rate is KRW 4,68,536.

2. According to the facts of the above determination, the Defendant is obligated to pay the Plaintiff, the transferee of the above loan claims and credit card payment claims (=54,80,000,266,223 won KRW 23,266,223 won, KRW 7,04,519 won, KRW 4,688,536), and the agreement on KRW 54,80,000 of the loan principal from September 23, 2015 to the date of full payment, KRW 18% per annum, KRW 7,04,519 of the credit card price, KRW 28% per annum from September 23, 2015 to the date of full payment.

3. In conclusion, the plaintiff's claim of this case is reasonable, and it is so decided as per Disposition.

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