Defendant

A shall be punished by imprisonment with prison labor for five months and by imprisonment for four months.

However, this decision is delivered to the Defendants.

Punishment of the crime

The Defendants, other than the instant case, which is the 17 banks from which the loan was set aside, agreed to take part in the loans as collateral and take part in the loans under a false lease contract with C (one name D), E (one name F), G (one name H), I (one name J), K (one name L), M, N,O, P, etc. In the case of “banking loan” handled by the said 17 banks during the city, the said C, etc., borrowed the entire loan from the bank itself with its own funds. However, since the Korea Housing Finance Corporation guaranteed 80% of the above loans from the “Korea Housing Finance Corporation”, the said loan examination and loan collection procedures are not strict compared to other loans, the Defendants conspired to take part in the loan by taking advantage of the fact that the said loan examination and loan collection procedures are not strict compared to the above loans, the lessor who applied for the loan of the previous loan, the said customer would have entered into a false lease contract, and the said customer was recruited to enter into the said loan contract with the said company, and then by deceiving the bank by deceiving the Act by manipulating the documents.

Defendant

B은 전세자금 대출 담보물인 주택의 임차인으로 가장하는 역할을, 피고인 A은 본건 주택의 소유자인 Q의 어머니로서 Q 명의로 임대인으로 가장하는 역할을, C은 위 전세자금 대출 사기단의 총책으로 대출과정전반을 관리하는 역할을, E, G, I는 손님 및 허위로 전세계약을 체결해 줄 임대인을 섭외하는 역할을, M, N은 일정한 대가를 지급 받기로 하고 법인 양수시 명의를 빌려주는 역할을, O은 법인 대표들에게 대출신청 명의자가 실제로 회사에 재직하는 것처럼 관련서류를 조작해 주면 커미션을 주겠다고 말을 하여 회사를 섭외하는 역할 및 임대인을 섭외하는 역할을, P는 주식회사 R의 운영자로 손님이 실제로 회사에 근무하는 것처럼 재직증명서 등 관련서류를 조작하는 역할을, K는 주식회사 청화플러스, 주식회사 유진앰앤디, 주식회사 에버유어스 명의로 대출에 필요한 재직증명서 등을...