A defendant shall be punished by imprisonment for one year.

Criminal facts

The Defendant was working as a loan morale group of all the loan funds, such as D (one person E), F (one person G), H (one person), J (one person J), K (one person K), L, M, N, etc.

D, in the case of a loan of financial resources handled by 17 banks in the city among the 17 banks, the loan of the entire loan is made by the bank itself, and since the Korea Housing Finance Corporation guarantees the amount of 90% of the loan, it used the fact that the procedures for examination of loan and the collection of loan are not strict compared to other loans, etc., the owner of the loan who applies for the loan of the entire loan, the lessor who enters into a false lease contract, the lessor who is able to enter into a false lease contract, or the company who is able to engage in disguised employment of the above customer, or the company directly take over the company, and the said customer conspired to acquire the loan by deceiving the bank by deceiving the document as if he actually

The defendant takes over the legal entity that is obligated to pay a certain amount of consideration to D and make a false certificate of employment under the name of the defendant and takes over the legal entity that is obligated to receive a loan to D in his name, and the role of receiving a loan by pretending to be a false tenant, and the role of management of the entire process of loan as the total liability of the loan fraud group, the role of H, J, and K in preparing a certificate of employment, etc. necessary for the loan in the name of the transferee company, H, J, and K outside the role of participating in the lessor who is to conclude the loan contract in the name of the above customer and the above company that was taken over, L, like the defendant, would receive a certain amount of consideration and lend the name at the time of the transfer of the legal entity, M would take over the loan to the representative of the legal entity, stating that M would actually act as the nominal owner of the loan application for the loan, and that it operates the related documents, such as a certificate of employment, as the operator of the legal entity actually works in the company.