A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Punishment of the crime

1. On August 14, 2013, the Defendant concluded a false statement to the effect that “The Defendant, at the Defendant’s home located in Daegu-gu Dong-gu, would include one million won per month in installment savings,” with the victim E at the maturity of December 30, 2013, and that, if he/she lends money to the victim E, he/she would have to repay installment savings at the end of the year, he/she would have to pay the money.”

However, in fact, the installment savings was not paid at the time, and even if the debt is paid rapidly, 40 million won was met, and even if the debt is paid rapidly, there was no intention or ability to pay it even if it was borrowed money from the victim due to the bad credit standing in several years.

As above, the Defendant, by deceiving the victim as above, received 4840,000 won from the victim as the borrowed money, and received 2,489,000 won in total over 10 times until November 27, 2013, as indicated in the list of crimes in the attached Table.

2. Forgery of private documents and the display of private documents;

A. (1) On August 26, 2013, the Defendant requested the victim to borrow money as set forth in the foregoing paragraph (1) and to establish joint and several sureties, and signed “F” on the name column of joint and several sureties of the “money loan certificate” in the name column of the joint and several sureties of the “Money” and “F” in the column of address column, “F” and “H” and “I” in the telephone column, and signed “F” on the name of F.

Accordingly, for the purpose of exercising the rights and obligations of the F, the Defendant forged a letter of borrowing money, which is a private document.

(2) At the office of the above victim located in Jung-gu, Daegu-gu, Seoul-gu, the Defendant issued the forged loan certificate to the above victim as if it were duly formed at the time and time, and exercised it.

B. In relation to the document in the name of K (1) the Defendant borrowed money as set forth in the foregoing paragraph (1) and requested the victim to establish a joint and several surety for the full amount borrowed, and not more than Daegu around November 26, 2013.