A defendant shall be punished by imprisonment for two years.

Punishment of the crime

1. On July 22, 2010, the Defendant against the victim B: (a) on July 22, 2010, the Defendant: (b) against the victim B, who was a high school under the jurisdiction of the Republic of Korea (Seoul High School C 201).

Along with a fixed-term loan that reduces interest on the third side of a month, the principal will be refunded after two years from the loan of money.

The phrase “ makes a false statement.”

However, even if the Defendant borrowed money from the damaged person under the pretext of engaging in the lending business, it was intended to use it as personal living expenses, etc. rather than using it for the lending business, and there was no intention or ability to repay the borrowed money due to no particular income.

The Defendant, from around that time to May 2, 201, received a total of KRW 120 million from the date of borrowing, as shown in the attached list of crimes (1) to 1 to 8 minutes from around that time.

In addition, from around that time to November 28, 201, the Defendant deceptioned the victim, such as the list of crimes in attached Form 2 (1) (i) and obtained a total of KRW 150 million from the victim to the money borrowed.

2. On March 30, 2012, the Defendant against the victim D, on the front day of the subway Effy Chang-dong, Yongsan-gu, Seoul, Yongsan-gu, with respect to “In-house loan business, the Defendant shall provide the victim D with interest at least twice a month from the loan of money, and the principal shall be repaid six months after the loan.

“A false representation was made.”

However, even if the Defendant borrowed money from the damaged person under the pretext of engaging in the lending business, it was intended to use it as personal living expenses, etc. rather than using it for the lending business, and there was no intention or ability to repay the borrowed money due to no particular income.

The Defendant received 6 million won on the same day as the loan money from the injured party, and 4 million won on April 30, 2012.

In addition, from around that time to March 18, 2013, the Defendant is as shown in the list of crimes in the attached Table (2).