1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On August 28, 2009, B entered into an insurance contract between the Defendant and the insured, the Plaintiff, the beneficiary, the Plaintiff (in the event of hospitalization and disability), and B (Death), the insurance period of 80 years, the insurance period of 20 years, the monthly payment (240 installments), the insurance premium of 146,700 won, the insurance name of 146,700 won, the insurance name of 146,700 won, and the Guro General Guarantee Insurance (hereinafter “instant insurance contract”).

(2) The instant insurance contract consists of a prime contract and a special agreement.

The main contents of this case in a special agreement are as follows:

When the primary disability payment rate of not less than 80% of the total disability payment rate of not less than 1,00,000 won (120 final payment) in the disability classification table in the same disaster: when the primary disability payment rate of not less than 50% but less than 80% of the total disability payment rate of not less than 50,000 won in the disability classification table (120 final payment) in the insurance contract clause of this case is a disability classification table 3 of attached Table 3 of the insurance contract clauses of this case (hereinafter “the disability classification table of this case”).

(B) On August 8, 2010, the main contents of the instant case are as follows. Around August 8, 2010, the Plaintiff suffered bodily injury, such as the storage nature and the laptism, the vegetable gymosis disorder, and the dypology of a detailed dypology, walking and movement abnormal, and the frame of the body part of the balpology and the body part of the body part of the broad bridge, the closure of the body part of the balpical bridge, and the balpology (hereinafter “instant accident”). The Plaintiff suffered bodily injury (hereinafter “instant accident”).

(C) The Plaintiff received KRW 60 million for diagnosis of the remaining disability and compensation for income. (1) The Plaintiff received an operation and treatment due to the instant accident, but received the diagnosis of the remaining disability as follows. (A) On May 24, 201, the Plaintiff was under the diagnosis of the remaining disability as follows. (The Plaintiff was under the diagnosis of the remaining disability on the part of the department of rehabilitation, and was under the damage of the Dannam University Hospital on both sides.