1. In regard to an accident described in attached Form 1, injury of the plaintiff against the defendant based on the insurance contract mentioned in attached Form 2.

1. Basic facts

A. On December 23, 2009, B entered into a health insurance contract with the Plaintiff on the part of the Defendant as the insured (hereinafter “instant insurance contract”) and the parent of a deceased child, as shown in attached Form 2.

Major terms and conditions of the instant insurance contract (hereinafter “instant insurance terms and conditions”) are as follows.

【General Terms and Conditions】 Article 6 (Compensation for Loss) (1) If the insured (Subject-matter of Insurance) suffers bodily injury (excluding personal injury, personal injury, bill, bill, bill, etc.) due to any sudden and incidental accident (hereinafter “accident”) during the insurance period, the company shall compensate for the damage resulting from the injury (hereinafter “damage”) in accordance with the Terms and Conditions.

【Bodily Injury Income Compensation (not less than 50%) Article 1 (Compensation for Damages) (1) of the General Terms and Conditions for the Insurance Company shall pay the full amount of the purchase amount of the insurance policy of this Special Terms and Conditions to the insured (the insured) where the payment rate under each subparagraph of the Disability Classification Table (See Table 11) is higher than 50%, as the insured (the insured) suffered from the injury as prescribed in Article 6 (Compensation for Damage) of the General Terms and Conditions for the Insurance, and has lost part of the body within one year from the date of the accident as a direct result of the cure of the injury, or has lost its function permanently (hereinafter referred to as “after disability”).

(4) If two or more subsequent disabilities are caused by the same accident, it shall be paid by adding up the rate of payment of the subsequent disability.

[Attachment 11 Disability Classification Table]

1. 1 Definition of Disability refers to the state of damage to a permanent mental or physical body remaining in the body after recovering the injury or disease. 2) The term “permanent”, in principle, means a state in which it is medically recognized as a state of mental or physical damage without possibility of recovery in the future when healing.

3. The term "after recovery" means an injury or injury.