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(영문) 서울중앙지방법원 2017.02.17 2016가합521599
보험금
Text

1. The Defendant’s KRW 900,000 as well as its annual rate from March 6, 2015 to February 17, 2017 to the Plaintiff.

Reasons

1. Basic facts

A. On July 5, 2005, the Plaintiff entered into a non-dividend dividend sales contract (L5.06) agreement (L5.06) with the Defendant (hereinafter “Defendant”) who is an insurance business entity, as the insured (hereinafter “Defendant”) as of June 24, 2015, as of June 24, 2015.

(hereinafter referred to as the "Insurance Contract of this case") . 1. The General Terms and Conditions Article 17 (Insurance Money for Injuries): In case the insured was injured by an accident as prescribed in Article 14 (Compensation for Damages), and the company has lost part of the body within one year from the date of the accident, or has lost its function permanently (hereinafter referred to as "after disability") as a result of direct result, and the rate of payment of disability classification table as prescribed in each subparagraph of attached Table 1 (Disability Classification) is less than 80% (hereinafter referred to as "general after disability classification table") remaining, the company shall pay the beneficiary (he heir if no beneficiary is designated) an amount calculated by multiplying the insurance coverage amount by the payment rate as prescribed in each subparagraph of attached Table 1 (Disability Classification).

(6) If two or more subsequent disabilities are caused by the same accident, it shall be paid by adding up the rate of payment of the subsequent disability.

Provided, That where the criteria for determining physical parts of attached Table 1 (Disability Classification Table) are separately prescribed, it shall be done at the risk of such criteria.

2. Article 3 of the General Terms and Conditions for Guarantee of Compensation for Injury to Transport Injury (the occurrence of a disability with at least 50%) ① Company shall suffer injury due to an accident as stipulated in Article 1 (Compensation for Damage) during the insurance period, and lose part of the body within one year from the date of the accident as a direct result of the cure of such injury, or permanently lose its function (hereinafter “aftermath disability”), and the rate of payment of disability classification table as stipulated in any subparagraph of attached Table 1 (Classification of Disability) is above 50%.

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