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(영문) 대전지방법원 2016.01.08 2015나105016
채무부존재확인 등
Text

1. Of the judgment of the court of first instance, the part on Defendant Hyundai Marine Fire Insurance Co., Ltd. is revoked, and relevant to that part.

Reasons

Basic Facts

The Plaintiff’s personal information and financial information provided to the Plaintiff (hereinafter “new bank”). The Plaintiff called the Plaintiff by phone, and “in the event of informing the new bank account, password, security card number, etc., 47,00,000 won may be loaned at low interest rate of 4.5% through the computer processing; and the Plaintiff may lower interest rate if the account number and password of all other insurance benefits are notified.” The Plaintiff sent a copy of the resident registration certificate, a copy of the resident registration certificate, and a copy by facsimile.” On May 2013, 2013, the Plaintiff sent the new bank account (B), each account number, password, and security card number of the existing transaction account (C).

Around that time, a certificate of recognition of the identity of the plaintiff was issued, and a new mobile phone (number D: hereinafter referred to as "new mobile phone") in the name of the plaintiff was opened.

On June 10, 2013, the Plaintiff reported the damage caused by fraud to the Chungcheongnam-gu Police Station, and on December 17, 2013, the Plaintiff was issued a disposition of suspending indictment (to immediately reorganize the personal matters when verifying the personal matters) against the person who has failed to obtain the name.

Plaintiff

On June 5, 2013, in the name of the Plaintiff, such as the conclusion of a nominal loan contract and the deposit of loans, a loan contract of KRW 3,220,00 and KRW 790,00 was entered into between the Defendant Teaching Life Insurance Co., Ltd. (the first trade name of the Defendant K non-Life Insurance Co., Ltd., but the K non-Financial Co., Ltd., but it was changed to the trade name as of June 24, 2015, when the K non-Financial Co., Ltd., Ltd., and it was changed to the trade name as of June 24, 2015; hereinafter referred to as “ELI”), between the Defendant Samsung Fire, and KRW 730,000 between the Defendant Samsung Fire, and KRW 1,90,000 were terminated on June 7, 2013. The cancellation of the savings insurance contract between Defendant Samsung Fire and the Defendant Samsung Fire was cancelled on June 7, 2013.

From June 4, 2013 to the seventh day of the same month.

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