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Defendant shall be punished by a fine of KRW 5,000,000.
When the defendant does not pay the above fine, 100,000 won.
Reasons
Punishment of the crime
1. Where a credit service provider unregisteredly registered in violation of the Registration of Credit Business, etc. and Protection of Financial Users Act lends a loan, it shall not collect interest exceeding the interest rate of 30% per annum;
Nevertheless, the Defendant, without registering a credit business with the competent authority on April 1, 201, lent KRW 5,00,000 per month to B at an unspecified place on condition of receiving interest of KRW 350,000 per annum, paid KRW 4,650,000 after deducting KRW 350,000 from the prior interest, and at least ten times from May 1, 201 to January 31, 201, received KRW 3,50,000 in total as interest, and received KRW 4,825,00,000 as principal and interest on February 16, 2012 and received KRW 4,825,00 per annum 90 per annum x 5,00,000 (total amount of reimbursement x 5,400,000,307, 507, 4000, 507, 507, 200.
As such, a total of 56,00,000 won was loaned and interest was paid in excess of the annual interest rate of 30%.
2. No debt collector who violates the Fair Collection of Claims Act shall assault, threaten, arrest or detain a debtor or his/her related person in connection with debt collection, or use a deceptive scheme or force against him/her;
around 18:00 on September 11, 201, the Defendant: (a) opened a gate that was not corrected on the ground that the victim’s house located in Incheon Strengthening Group C was lent money to use it and did not repay it; and (b) entered without permission, and (c) was Mad for one hour.