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A defendant shall be punished by imprisonment for one year.
Reasons
Punishment of the crime
1. Any person who intends to engage in credit business in violation of the Act on Registration of Credit Business, etc. and Protection of Financial Users from Unregistered Credit Business shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor, or Special Self-Governing Province Governor who
Nevertheless, on January 13, 2012, the Defendant lent KRW 3,00,000 to D and deducted KRW 300,000 from KRW 10,000,000 to KRW 2,70,000 for each month until the principal is repaid, and operated unregistered credit business by lending KRW 10% (13% per annum) from January 13, 2012 to June 15, 2012, as shown in the attached list of crimes, as shown in the attached list of crimes, to 56 persons over 98 times.
2. Where an unregistered credit service provider, etc. that runs a credit business without registration of credit business that violates the Act on Registration of Credit Business, etc. and Protection of Financial Users due to excess of statutory interest rates, makes a loan, it shall not collect interest at an interest rate exceeding 30/100 of the annual interest rate prescribed by Presidential Decree;
Nevertheless, the Defendant loaned KRW 10,00,000 to F with the principal of KRW 10,000,000 from E office around Jun. 2010, and loaned KRW 10,000,000 to KRW 10,000 per month for ten months until the principal is repaid, and the Defendant paid interest of KRW 1,00,00 per month for ten months until the principal is repaid. From May 2008 to June 2012, the Defendant received interest of KRW 600,00 per month from May 2008 to June 2012 in excess of the statutory interest rate of KRW 407, such as the list of crimes in attached Table (2).
3. No debt collector or forced debt collector to violate the Fair Debt Collection Practices Act shall assault, threaten, arrest or detain a debtor or his/her related person in connection with debt collection, or use a deceptive scheme or force against him/her;
A. On March 31, 2009, the Defendant operates a H restaurant at G dental and the president’s office around 13:00.