Defendant shall be punished by a fine of KRW 3,000,000.

If the defendant does not pay the above fine, 50,000 won.

Punishment of the crime

While the Defendant experienced difficulties due to lack of early and around 2011, the Defendant discovered a resident registration certificate at one’s own house of Daejeon Seosung-gu B apartment 405 Dong 1201, with a view to receiving loans and consuming them in the name of C.

1. Criminal facts against a single bank;

A. On August 2, 2011, the Defendant: (a) made use of a written application for new transaction, which was kept at the Gamamadong branch of the Seo-gu Daejeon-gu Seoul Metropolitan Government, for the customer’s name, entered “C”, “D”, “D”, “E”, and “C” in the contact column; and (b) forged one copy of the application for new transaction in the name of “C”, which is a private document related to rights and obligations, with the intention of exercising the right and obligations by signing it on the face of the applicant column; and (c) exercised it to the employee in charge.

B. While the Defendant opened a new account in the name C at the same time and place, the Defendant did not exhibit his/her resident registration certificate under the name C in the name of Pyeongtaek-gun, Gangwon-do, which was an official document that was issued by a bank staff member to present his/her resident registration certificate, as if the Defendant was the Defendant’

2. Criminal facts against the victim's well-dying loan company, etc.;

A. On August 2, 2011, the Defendant: (a) stated “C”, “D”, “S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-S-