A defendant shall be punished by imprisonment for six months.

Punishment of the crime

C and D are the main offenders of "work loan" under the name of "work loan" under the name of deceiving financial institutions, etc. that are victims who are not aware of the credit rating by soliciting many unspecified persons, unemployed persons, etc. to find a disguised employment or by manipulating credit card transaction performance, and C and D are under detention with the Jeonju District Court on October 13, 2017 and currently pending trial.

The defendant was willing to act as the nominal owner of the above C et al.

On April 2015, the Defendant: (a) presented to C personal information necessary for working loans, such as passbooks, resident registration certificates, etc. connected to the former bank account in his/her own name, to C at a coffee shop in Samcheon-gu, Jeonju-si; (b) C, D, etc. around that time, despite the fact that he/she had worked in the said workplace at the G located in Young-gu, Jeonjin-gu; (c) had a disguised employment as if he/she had worked in the said workplace; and (d) had a higher credit rating by manipulating the transaction performance using the above personal information data, etc. of the Defendant.

Around January 22, 2016, Defendant filed an application for loans of KRW 20 million with Defendant C, D, etc., presenting a false certificate of employment, transaction performance, etc. to an employee in the name of the injured Nonghyup Mutual Finance Co., Ltd., and applying for loans of KRW 20 million.

However, the Defendant did not have served in the above H, and did not have an economic ability to obtain a loan equivalent to KRW 20 million. Therefore, even if the Defendant received a loan from the injured party, there was no intention or ability to repay the loan.

Accordingly, the Defendant, in collusion with the above C and D, by deceiving the employees of the victimized person, and received loans equivalent to KRW 20 million from the victimized person, from the victimized person, from that time to April 12, 2016, by means of the above 13 times in total, as shown in the list of crimes in the attached Form.