Defendants shall be punished by imprisonment for six months.

Punishment of the crime

The Defendants, D, and E received the request for a loan from F and G, which are the clients for the loan, and even if the clients receive the vehicle purchase loan due to bad credit standing or excess debts, they do not have the intent or ability to repay it, and they want to sell the vehicle immediately after purchasing the vehicle without the intention or ability to operate the vehicle actually and without the intention or ability of the clients who become the nominal owner of the vehicle purchase loan, and they want to sell the vehicle to only the vehicle in the name of the clients, they received the personal information of the clients and request the Defendant to lend the vehicle to the lender, while they want to enable the clients to get the vehicle loan "the vehicle loan" in the above manner. Defendant A, Defendant B, and Defendant B, Defendant B, in sequence, requested the borrower to borrow the vehicle in order with the clients, and finally purchased the vehicle in order to sell it.

1. On February 14, 2012, the Defendants and D, E, and the clients for loans related to the purchase of soft vehicles conspired in sequential order as above, and D applied for a false loan to the effect that “F and the employees in charge of Hyundai Capital Co., Ltd. in charge of the victim’s Hyundai in the order of borrowing from E, the Defendant A, and the Defendant B would make a repayment of KRW 36 million at a rate of 13.48% per annum on a yearly interest rate of 13.48%,” together with the F and the employees in charge of Hyundai Capital Co., Ltd. in order requested for a loan from E, the Defendant A, and the Defendant B.

However, the F, who wishes to obtain a loan for the purpose of purchasing a vehicle at the time, did not actually have the intention or ability to purchase and operate the vehicle. The F, with the loan from the victim, was a plan to immediately purchase the vehicle and to sell the vehicle in the name of the vehicle, and the F was in a state of excess and bad credit standing.