1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. On April 9, 2010, the Defendant entered into an insurance contract and entered into an insurance contract and entered into an insurance accident (hereinafter “instant insurance contract”) with the Plaintiff as follows:

The insurance contract of this case includes a special agreement under which the insured shall pay operating expenses or daily allowances for hospitalization when he/she receives surgery, hospitalized treatment, or outpatient treatment due to illness or injury during the insurance period. The insurance contract of this case includes a special agreement under which the insured shall be paid when he/she receives surgery, hospitalized treatment, or outpatient treatment. The insurance contract of this case: 48,000 won: the insurance premium for 10 years: the insurance period of 20 years: the insurance period of 20 years: the Defendant was hospitalized at 14 days from the beginning of being hospitalized at 14 days at 14 days at 27 days until August 3, 2012 (hereinafter “instant insurance accident”): the sum of the insurance money received from the Plaintiff (hereinafter “instant insurance accident”); and 104,50 won from the Plaintiff’s insurance accident”).

연번 사고 발생일 사고원인 병원명 진단명 입원 일수 입원일자 원고 지급 보험금(원) 1 2010. 08. 03. 목욕탕에서 넘어짐 순천 의료원 허리뼈의염좌및긴장 14 10. 08. 10. ~ 10. 08. 23. 420,000 2 C 한방병원 21 10. 08. 27. ~ 10. 09. 16. 630,000 3 29 10. 12. 06. ~ 11. 01. 03. 870,000 4 2011. 06. 20. 배드민턴 치다가 삐끗 D병원 어깨관절의 염좌 및 긴장, 요추의염좌 및 긴장 11 11. 07. 01. ~ 11. 07. 11. 330,000 5 2011. 06. 20. 요추의염좌 및 긴장 8 11. 07. 16. ~ 11. 07. 23. 240,000 6 2011. 07. 25. 배드민턴운동 중 넘어짐 E 병원 척추관협착증(제4-5요추간) 15 11. 07. 25. ~ 11. 08. 08. 450,000 7 2011. 08. 20. 무릎통증 D병원 좌측무릎관절의 반단연골 이상, 상세불명의 연골 또는 인대 12 11. 08. 20. ~ 11. 08. 31. 360,000 8 좌측슬관절의 대퇴연골 병변, 좌측슬관절의 원반상 외측반달연골 17 11. 09. 19. ~ 11. 10. 05. 입원 510,000 수술 1,000,000 9 F병원 원반상 반달연골...