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(영문) 전주지방법원 2017.09.01 2017가합567
대여금
Text

1. The Plaintiff:

A. The Defendants are jointly and severally and severally liable for KRW 200,446,446 and KRW 192,298,751 among them.

Reasons

In fact, the Plaintiff is a corporation operating installment financing business and general loan business.

The Plaintiff secured used cars and lent money to the Defendant Limited Company A (hereinafter “Defendant A”), and Defendant A agreed to repay in installments. In the event of a cause of loss of interest under the term specified in the General Terms and Conditions on Credit Transactions at Credit Financial Companies (hereinafter “Standard Terms and Conditions on Credit Transactions”), Defendant B and C (hereinafter “Defendant C”) jointly and severally guaranteed the Defendant A’s obligation to repay the borrowed money.

The main contents thereof are as follows:

(C) Defendant B, Defendant C, and Defendant C, on October 14, 2019, continued to pay 12.9% annual installments of KRW 12.9% on July 14, 2019, 12.9% per annum of KRW 12.9% per annum, 20,000 on July 20, 2014, 12.9% per annum of KRW 24.9% per annum, 20,000,000, and 24.9% per annum, 20.20, 30,000,000 annually from October 20, 2019; and Defendant C, 20.3,005,000,000 annually from July 14, 2014; and Defendant C continued to pay 20.9% per annum, Defendant C, 20,000 per annum, 24.9% per annum, 204.

On February 2, 2017, the Plaintiff notified Defendant A of the content of claiming repayment of the balance of each of the loans of this case as indicated in the table below, and around that time, Defendant A received the above notification.

According to the statement of Gap evidence No. 2-3 (written statement of claim for installment payment) of the first loan 60,725,925,161 won 404,122 won 63,298,208 won 60,725,925 won 2,168,161 won 404,942 won 63,29,028 won 63,028 won in total, the sum of the principal and interest damages for the relevant loan.

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