1. The defendant shall pay to the plaintiff KRW 31,244,517 and any of them

A. As regards KRW 20,530,100, the full payment shall be made from April 29, 2020.

1. Comprehensively taking account of the overall purport of pleadings as to the cause of the claim Gap's evidence Nos. 1 and 2, and evidence Nos. 3-1 through 3, the plaintiff extended a loan to the defendant at the interest rate of 2.8% per annum (hereinafter "loan") on Nov. 21, 2018; ② the amount of KRW 5 million on Dec. 6, 2018 at the interest rate of 23.9% per annum (hereinafter "B lending"); ③ the balance of principal and interest of KRW 7 million on Dec. 6, 2019 at the interest rate of 20.9% per annum (hereinafter "III lending"); ② the loan principal and interest of KRW 1,5 million until Apr. 28, 202; ② the loan principal and interest of KRW 360,505; ② the loan principal and interest of KRW 208,506 after the loan was lost; ③ the loan was repaid within the interest rate of KRW 36.45% per annum.265.265.

According to the above facts of recognition, the defendant is obligated to pay to the plaintiff 31,24,517 won (=20,530,100 won 4,080,353 won 6,634,064 won) and interest rate of 22.8% per annum for 4,080,353 won with interest rate of 23.9% per annum for 23.9% per annum for 20.9% per annum from April 29, 2020 to the date of full payment to the date of full payment from April 29, 2020, for 6,634,064 won with the agreed interest rate of 20.9% per annum for 20.9% per annum from May 7, 2020 to the date of full payment.

2. On the judgment of the defendant's assertion, the defendant asserts to the purport that the plaintiff's claim of this case is unfair since the defendant is expected to repay the plaintiff's claim according to the procedure of credit recovery by filing an application for credit

However, even if the procedure for restoring the credit of the defendant is in progress in D, the content of the debt itself is not immediately changed or the plaintiff's procedural act is not suspended. However, even if the plaintiff obtains executive title, etc. through the lawsuit in this case, the defendant.