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(영문) 대전지방법원 천안지원 2015.07.03 2015고정268
대부업등의등록및금융이용자보호에관한법률위반등
Text

Defendant shall be punished by a fine of KRW 5,000,000.

When the defendant does not pay the above fine, 100,000 won.

Reasons

Punishment of the crime

On May 31, 2011, the Defendant issued a registration of business for the purpose of electronic commerce with the trade name “C”, and around June 1, 2011, entered two accounts with “E” and “F” as an Internet item transaction website as a member of the above business registration, and then posted a notice of small-amount settlement on the bulletin board of the above site’s “bronon 11000 Do80000,000,” and borrowed money from those wishing to borrow a small amount of money to those who wish to borrow money as an online game mileage immediately in cash from “D”, with the intention of enabling them to purchase the Defendant’s ID game capital through the mobile phone settlement method in “G” on the Internet game site, and to collect money from the Defendant’s Internet game capital by means of selling it on the Internet.

1. Any person who intends to engage in credit business, in violation of the Registration of Credit Business, etc. and Protection of Financial Users Act, shall register with the Special Metropolitan City Mayor, Metropolitan City Mayor, Do Governor, or Special Self-Governing Province Governor, which has jurisdiction over the relevant place of business, and the interest rate shall not exceed 30/100 of the loan interest rate

Nevertheless, on May 23, 2012, the Defendant, without registering a credit business, requested the victim I to borrow KRW 200,000 from the said microcredit advertisement at the Defendant’s house located in the Dong-gu, Dong-gu, Chungcheongnam-gu, Seoul, the third floor of H building, and requested the victim I to borrow KRW 200,000 from the said microcredit advertisement, and through I’s mobile phone settlement method using personal information transferred from I after accessing the Internet game site “G”, and then purchased the game capital amounting to KRW 200,000 through I’s mobile phone settlement method, and the above price was about 60 days after I paid the mobile phone use price.

In addition, the defendant's loan request amount of 200,000 won from I to the settlement amount under the name of prior interest.

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