1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1..

1. The facts of recognition are as follows: Gap evidence Nos. 1, 2, Gap evidence Nos. 4-1 through 3, Gap evidence No. 5, Gap evidence No. 6, and Gap evidence Nos. 8; 1,120,00,00 won in general loan under loan; 30 August 30, 207; 30,85, the expiration date of credit; 30,81, Aug. 30, 201; 30, damages for delay (Article 3 (5) of the Standard Terms and Conditions for Savings Bank Credit Transactions) were set with a maximum of 23% per annum; 3,5,000 won in total; 1,20,000 won in loan No. 1,50,000 won in loan No. 1,000,000 won in Seoul, and 4,000 won in total; 2,06,000 won in loan No. 81,74,07,07,000 won in total.

2. According to the above facts of determination, the Defendant is obligated to pay the Plaintiff a total of KRW 734,342,019, and damages for delay calculated at the rate of 23% per annum from April 11, 2014 to the date of full payment, with respect to KRW 117,452,127, which is the principal of the instant loans remaining after partial repayment.

3. In conclusion, the plaintiff's claim of this case is justified, and the judgment of the court of first instance is just, and the defendant's appeal is dismissed. It is so decided as per Disposition.