A defendant shall be punished by imprisonment for not less than eight months.

However, the execution of the above sentence shall be suspended for a period of two years from the date this judgment becomes final and conclusive.

Punishment of the crime

In order to stabilize the residence of homeless workers with no special security, the Ministry of Land, Infrastructure and Transport has operated the system of loans for the entire housing loan with interest rate lower than the market interest rate if an application for a loan is filed with only certain documents such as a certificate of employment, detailed statement of salary, etc. without any special security, and a deposit contract.

However, the financial institution entrusted with the above loan-related affairs gives a loan to the employee house leasing fund only by the formal examination, and in particular, in the case of workers, it gives a credit loan to the above house leasing fund as a collateral if only the documents related to employment are submitted to the financial institution, which is well known, with the intention to falsely recruit lessees and those who will act as a lessor, prepare a false lease contract document, employment certificate, etc. and obtain a loan from the financial institution to obtain the employee house leasing fund from the financial institution.

Specifically, a loan broker C solicited a lessor and a lessee to enter into a false lease contract, prepared documents related to a loan, such as false employment certificate, etc. necessary for the loan. D falsely entered into a lease contract as if the real estate under one’s husband(E) was falsely leased. The false lessee entered into a false lease contract, and submitted a false employment certificate, etc. received from the broker, and the false lessee entered into a false lease contract and submitted a false employment certificate, etc. to the financial institution. In order to take part in the financial institution to apply for the employee house lease loan, the Defendant borrowed the employee house loan fund

According to the above public offering on December 4, 2009, the Defendant was falsely prepared as if the Defendant was present at the “F” company from one of the above loan brokers, and related documents, such as a false employment certificate, income tax source collection receipt, etc., and “Seoul Metropolitan Government Apartment G apartment G 105 Dong-gu Seoul Metropolitan Government for rental purposes, 130 million won deposit.”