Defendants shall be punished by imprisonment for one year.

However, as to the Defendants for two years from the date this judgment became final and conclusive.

Punishment of the crime

Defendant

On June 26, 2014, A was sentenced to 10 months of imprisonment with labor for a violation of the Specialized Credit Financial Business Act, and the judgment was finalized on July 4, 2014.

Defendant

A, on or around November 201, under his/her own name, set up a stock company F for the purpose of wholesale business of agricultural and fishery products, etc. on or around March 201, after entering into a credit card merchant agreement with the credit card company and completing the registration of the credit card merchant in the name of the above State (F) on or around March 2012, and let other credit service providers, including Defendant B, build a credit card terminal, set up a credit card card tin, and receive fees accordingly.

Defendant

B loaned the credit card terminal in the name of the F Co., Ltd. from Defendant A to operate the credit business by means of card tin.

1. On March 2, 2012, Defendant A received an application from a credit service provider under the name of the above corporation F, in Seoul, to use a credit card from an unqualified person in possession of a non-cc-credit card, and the fact that Defendant A received an application for self-financial transit by using a credit card in the name of his/her non-credit card. As if he/she sold goods even though he/she did not sell the goods, Defendant A issued KRW 500,000 after settling the sales amount of KRW 15% using the above non-cc-credit card and deducting 15% from the fee.

Accordingly, the Defendant, in collusion with the credit service provider and B in the name of the Defendant, provided a loan equivalent to KRW 573,847,500,00 from around that time to September 25, 2012, to KRW 573,847,50, both of the above methods at the members of the Seoul Si/Gun or the Gangwon-gun, Gangwon-gun.

2. Around April 23, 2012, Defendant B received an application for self-financial transit using a credit card from an unqualified person who possesses Samsung Credit Card in Seoul, and the fact is as if the goods were sold in spite of the fact that he had sold the goods to that person.