A defendant shall be punished by imprisonment for not less than one year and six months.

An application for compensation by an applicant for compensation shall be dismissed.

Punishment of the crime

1. Around June 10, 2008, the Defendant borrowed money from the “E Cosmetics shop” located in front of the Seoul Southernbuk-gu Seoul Metropolitan Government, which the Defendant operated, to the victim F, the Defendant paid the monthly interest of KRW 10 million and paid the principal to the victim F by the date of marriage.

However, in fact, since the Defendant continued to pay the medical expenses for her husband's debt 100 million won since 2004, around June 2008, the sales of cosmetic shop did not have been sharply reduced, and there was no other fixed income source, the Defendant was paid a bank for 100 million won of her husband's debt backed by the number system, and thus, there was no intention or ability to pay the expenses normally even if she borrowed money from the victim.

Nevertheless, the Defendant, as such, by deceiving the victim, received KRW 10 million from the victim, namely, from the victim who was in his/her possession as a loan, from the victim, and obtained KRW 85 million in total nine times in total from the five victims, as stated in the attached Table 1, to the Haman on April 2011.

2. Fraud of deposit money;

A. On January 16, 2010, the Defendant organized a 9 million won number system as a leader at the same place, and proposed to the effect that “The Defendant would pay the amount without a mold if 31 person joins the 300,000 won number system for each month to pay 300,000 won for 30 months.”

However, at that time, the Defendant had no intention or ability to pay the fraternity normally even if he received the fraternity from the above victims, etc., because the poor financial standing becomes worse as described in the above Paragraph (1) above, and the Defendant thought that he would first appropriate the fraternity’s living expenses, etc. with the fraternity’s payment or loan, etc., and later, he would be paid the fraternity’s payment.