1. The Defendant’s interest rate of KRW 42,958,713 and KRW 8,00,000 for the Plaintiff shall be from March 5, 2019 to the date of full payment.

1. Facts of recognition;

A. The Defendant consented to the application of the standard terms and conditions on personal member with credit card and was issued with the following credit cards by the Plaintiff:

B. The Defendant’s credit card use price that was not paid to the Plaintiff is as listed below as of March 4, 2019.

The sum of the amounts paid for the use of the two credit cards is KRW 8,050,248 (=6,700,249 won), and the installment fee is KRW 89,458 (= KRW 72,083 won), the principal in arrears is KRW 33,434,307 (= KRW 16,07,532 won), the overdue interest is KRW 17,426,775), and the overdue interest is KRW 507,941 (= KRW 353,895 won) (= KRW 353,895, KRW 154,046), and the late interest is KRW 876,759 (= KRW 427,364,49, KRW 49,395), and the sum is KRW 42,958,713 (= KRW 23,51,61,239,937,95).

(1) The aggregate amount of the E- Card (F) charges for late payment of 00 3,785, 370 0,795, 125, 795 3,91,165 6,700,249 72,222,162, 2039 203,5396, 11,294, 6397, 9749, 979, 394, 979, 494, 979, 974, 979, 97, 979, 194, 97, 994, 97, 97, 194, 97, 196, 196, 394, 97, 194, 196, 196, 394, 259, 294, 394, 1963, 2594, 3637

C. The overdue interest rate of KRW 8,00,000 on the principal of the CA in arrears is 22.30%, and the overdue interest rate of KRW 3,484,55 (the sum of principal in arrears of KRW 8,050,248 - the sum of principal in arrears of KRW 33,434,307 - the overdue interest rate of KRW 8,000 on the principal in arrears of the CA is 22.7%.

[Grounds for recognition] Evidence Nos. 1 to 6, and the purport of the whole pleadings

2. According to the above facts of determination, with respect to KRW 42,958,713 and double KRW 8,000,000, the Defendant shall pay to the Plaintiff 22.3% per annum from March 5, 2019 to the date of full payment, and KRW 33,484,55 per annum from March 5, 2019 to the date of full payment.