1. The defendant shall pay to the plaintiff KRW 3,967,709 and KRW 10,000,00 among them, from July 8, 2020 to the day of full payment.

1. Determination on the cause of the claim

A. In fact, the Plaintiff entered into a credit card use contract with the Defendant, and accordingly, there is the Defendant’s obligation to lend and pay credit card bills to the Plaintiff as indicated below as of July 7, 2020.

The loan and outstanding principal interest rate of 10,00,00 won 263,414 won 212,868 won 10,476,282 won 18.5% 215,000,000 won 41,385 won 330,319 won 15,741,704 won 19.19% of the loan principal amount of 19.19% of the total overdue interest rate of 1,048,176 won in arrears interest rate of 32,50 won in lump sum 1,080,726 won in arrears, 22.708,4208, 185 won in 18,585 won in 19,585 won in 19, 280, 2067, 208, 2506, 2067, 2067, 2081, 467, etc. of Gap

B. According to the above facts of recognition, the defendant is obligated to pay the principal and interest of each of the above obligations to the plaintiff.

2. Thus, the defendant concludes that the total amount of 33,967,709 won = 10,476,282 won = 15,741,70,726 won per annum 1,199,285 won per annum 5,469,712 won per annum 10,000 won per annum from July 8, 2020 to the day of full payment, 18.5% per annum 15,000 won per annum 2 from July 8, 2020 to the day of full payment, 200,000 won per annum 19.19% per annum from July 8, 2020 to the day of full payment, 2,876 won per annum 1,000 won per annum 2,878,176 won per annum 278,207, 207, 2008 won per annum 27,2008.