A defendant shall be punished by imprisonment for two years.

Punishment of the crime

The defendant is the regular director of the Saemaul Saemaul Bank of Korea in a substantial district of Cheongju-si, who has been in charge of lending, receiving, lending, etc. of the above safe.

1. The defendant shall, in determining whether to grant a loan, amount, etc. under the Act on the Aggravated Punishment, etc. of Specific Economic Crimes, evaluate the debtor's financial status, credit standing and value of the security, and lend a loan by obtaining adequate security, etc. from the debtor. When acquiring a security as prescribed by the Saemaul Treasury credit business regulations and the lending business regulations, if he/she acquires the security, he/she shall appraise the security without delay; the land shall be appraised in accordance with the standard method for public announcement (referring to the table, individual land) and the transaction comparison method; the buildings shall be appraised in the form of uniform appraisal method; the standard market price of the market price and the transaction comparison method; the transaction comparison method shall apply to cases where it is possible to grasp the transaction cases on the premise of the existence of the ordinary market; the sale contract which is recognized as objective evaluation data; the sale price on the register; the statement of compensation; the permit for public auction or public auction; the appraisal method; and the general transaction price at which the appraisal business entity has an official seal or seal on the market price (where it is not recognized as an appraisal business entity).

Nevertheless, if the Defendant, around September 11, 2012, notified F of the market price of the collateral in violation of the above duties as above, the Defendant did not conduct an appraisal of the collateral as stipulated in the Saemaul Treasury Credit Business Regulations and the Credit Business Method.