Defendant

A Imprisonment of three years, Defendant B imprisonment of four months, and Defendant C of one year and six months, respectively.

except that this shall not apply.

Punishment of the crime

Defendant

B As the president of the victim I Saemaul Bank in substantial Gu H in Cheongju-si, the person who was in charge of the credit, receipt and loan business of the above credit cooperative. The defendant C is an employee of the above credit cooperative and was in charge of the credit, receipt and loan business of the above credit cooperative. The defendant A is a real estate developer who was in charge of the above credit cooperative, and the defendant A is a real estate developer who was in charge of the above credit, receipt and loan business of the above credit cooperative with the defendant C as a regular manager of the above credit cooperative.

1. In determining whether to grant a loan, amount, etc. with J, Defendant C and A’s violation of the Act on the Aggravated Punishment, etc. of Specific Economic Crimes (Misappropriation of Trust) shall appropriately evaluate the debtor’s financial status, credit status, and value of the collateral, and loan the debtor with adequate collateral provided. When acquiring a collateral in accordance with the credit cooperative credit cooperatives’ credit business regulations and credit operating manual, the security shall be appraised without delay. Where the community credit cooperative conducts the appraisal of the collateral by itself, the land shall be appraised in accordance with the official land price standard (standard, individual land) and transaction comparison method, the buildings shall be assessed in return for uniform appraisal, the standard market price of taxation, the standard market price, and the transaction comparison method. The transaction comparison method shall be applied where it is possible to grasp the transaction cases on the premise of the existence of the ordinary market. Sales contract, registry price, compensation report, permit for auction or public sale, public auction appraisal report, official seal, or general sales contract with the public seal affixed to the brokerage business, etc. which is recognized as an appraisal report or other transaction information.