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(영문) 전주지방법원 2013.10.31 2013고단1926
대부업등의등록및금융이용자보호에관한법률위반
Text

A defendant shall be punished by imprisonment for not less than eight months.

except that the execution of the above punishment shall be suspended for two years from the date this judgment becomes final and conclusive.

Reasons

Punishment of the crime

Any person who intends to engage in credit business shall register with the competent authorities, and if an unregistered credit service provider lends a loan, the interest rate shall not exceed the interest rate (30% per annum) under the Interest Limitation Act.

Nevertheless, the Defendant, along with C, D, E, F, G, H, I (one name J department), K (one name L department), M (one name N department), and one name L department, without registering a credit business to the competent administrative agency. C, I, K, M, and one name O recommended a small and medium enterprise operator to use the loan and use the loan and agreed on the loan terms and conditions beyond the interest rate under the Interest Limitation Act. The Defendant, D, E, F, G, and H are responsible for the delivery and collection of the loan, and the Defendant, D, E, F, G, and H are responsible for the receipt of the above orders from Kwikset Service, etc. upon receipt of instructions such as delivery and collection of the loan from the recipient of the loan or the recipient of the loan to Kwikkset Service, and received the loan from the recipient of the loan and sent the loan to C, etc. more than the interest rate under the Registration Restriction Act and received the loan interest rate under the Credit Business Act.

Pursuant to the above mother's contents, I would like to get a loan of KRW 50 million by calling to a R who operates Q Co., Ltd. in Suwon-si P on January 25, 2012 and soliciting R to receive a loan without any condition. On the condition that R will be repaid six days thereafter, I would provide a loan of KRW 24.5 million after deducting interest from the prior interest, and ordered D to deliver KRW 4755 million after deducting interest from interest by calling to D, and D would receive KRW 4775 million from the above instructions and deliver it to R with Kwikset service. On the same day, D received KRW 477,500,000,000,000, which was sent by Kwikset service, and delivered it to R with the rate of KRW 313.77 billion per annum 4777,750,000 per annum.

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