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1. The plaintiff's claim is dismissed.
2. The costs of lawsuit shall be borne by the Plaintiff.
Reasons
1. Around July 10, 2014, the Plaintiff and the Defendant determined the insured as the Plaintiff and concluded the “General Insurance Contract for Undividend Sicker Policy” (securities number: B and thereafter, “instant insurance contract”).
Among the insurance contracts of this case, the traffic accident settlement support fund (loss) is divided into “self-user traffic accident settlement support fund (loss)” and “business driver traffic accident settlement support fund (loss).” The contents of “special terms and conditions of “self-user traffic accident settlement support fund (loss)” which the Plaintiff has joined are as follows:
1. A company subject to the payment of insurance money shall exclude the parents, spouse, and children of the insured (excluding the parents, spouse, and children of the insured) as a motor vehicle accident (hereinafter referred to as "accident") which has occurred rapidly and rapidly while driving a private car within the insurance period of the Special Terms and Conditions;
(1) If the insured (hereinafter referred to as "victim") causes any of the following injuries, the insured shall pay the amount paid as criminal agreement (hereinafter referred to as "criminal agreement") to each victim for each accident, as a subsidy for traffic accident settlement:
(1) If the injured party dies - Not more than - omitted.
3. A company which does not pay insurance proceeds shall not guarantee the payment of insurance proceeds for the following reasons:
- Over 16:25 on June 23, 2015, the Plaintiff was killed by causing a traffic accident in the vicinity of the Daegu Northern-gu C market while driving the E business-4.5 tons of freight vehicles used by D Farming Association for its business operations in the Daegu North-gu C market (hereinafter “instant vehicle”).
(F) On July 28, 2015, the Plaintiff agreed with the wife G, the bereaved family member of the Victim F, and KRW 30 million.