1. The defendant's appeal is dismissed.

2. The costs of appeal shall be borne by the Defendant.

Purport of claim and appeal

1...

1. Facts of recognition;

A. The Plaintiff is a policyholder who entered into a contract with the Defendant for C insurance (securities number D, the Plaintiff, the insured: the Defendant, and the insurance period: October 26, 2015 to October 26, 2018; hereinafter “instant insurance”) and is the insured, and the Defendant is an insurance company that carries on a non-life insurance business, such as automobile insurance.

B. Meanwhile, the instant insurance includes the insurance coverage amounting to 30,000,000 of the 30,000,000, and the main contents of the said special terms and conditions as follows.

Article 1 (Grounds for Payment of Insurance Money) ① In the event that the insured causes the following injuries to others (excluding parents, spouses, and children of the insured; hereinafter referred to as “victim”) due to a sudden and remote motor vehicle accident that occurred while driving a private car during the insurance period, the Company is bound to pay the amount of money paid by the insured as criminal agreement to each victim for each accident as a subsidy for the treatment of serious traffic congestion during driving.

1. Article 2 (Detailed Provisions for Payment of Insurance Money) (1) where a victim suffers a serious injury, and the prosecution (hereinafter referred to as “prosecution”) is instituted by the prosecution pursuant to Article 258(1) or (2) of the Criminal Act, Article 268 of the Criminal Act, and Article 3 of the Act on Special Cases concerning the Settlement of Traffic Accidents, or where the victim suffers an injury falling under Grade 1, 2, or 3 as provided for in Article 3 of the Enforcement Decree of the Guarantee of Automobile Accident Compensation Act, the support fund for dealing with a serious traffic accident under Article 1(1) shall not exceed 30 million won per victim;

(2) "General traffic accident" in Article 1 (1) means an accident which does not fall under "large-term traffic accident" as stipulated in Article 1 of the Special Terms and Conditions of the Support Fund for Handling Motor Vehicle Accidents among motor vehicle accidents which rapidly and rapidly occur.

except that.