1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. (1) On July 5, 1994, the Plaintiff entered into a pension insurance contract with the Defendant, setting the primary insured as the Plaintiff, and entered into the said insurance contract (hereinafter “instant insurance contract”). The date of commencement of the instant insurance contract is July 5, 2018.

(2) According to the terms and conditions of the instant insurance contract, the primary insured would directly cause a disaster prior to the commencement of the pension, and shall be paid KRW 10 million each year as disability pension (limited to the first insurance period) before the commencement of the pension at the time of the occurrence of the accident every year.

12. “Invertebrate damage”;

(a) The term “ obvious vertebrate shape” means any shape that, even though they wear ordinary vertebrates, can clearly be seen from outside;

(b) The term " obvious vertebrate damage" means a case where the bones of verte is completely stronged, or two or more kinds of movement from among the hond, hond and hond hond hond hoe movements are limited to not more than 1/2 of the physiological range;

(3) The terms and conditions of the instant insurance contract include 9 items in the disability classification table (hereinafter “instant disability classification table”) due to the 3rd disability. Of them, “9.9...... where the instant disability status remains permanently in spine (hereinafter “instant disability status”).” As to the instant disability status, the following items are included in the disability classification report:

B. A traffic accident occurred on August 19, 2010 and around 09:20, the Plaintiff was on the backwards of the B driver’s vehicle C B in the front intersection of the luxan in the luxan-based luxan-based principle. The Plaintiff sustained the injury due to the labing of D driver’s E buses.

hereinafter referred to as "the accident of this case"

C. Medical treatment for the Plaintiff (1 Plaintiff) (around August 19, 2010, he/she was in office as F, to the Chungcheong Hospital of the National University of Korea.