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(영문) 서울남부지방법원 2017.06.29 2015가단234774
보험금
Text

1. The Defendant’s KRW 2840,00 and the Plaintiff’s 5% per annum from October 24, 2015 to June 29, 2017.

Reasons

3. When the insured becomes a disability of Grades I through VI in the disability classification table due to the direct cause of the "traffic disaster" or becomes a disability of Grades I through VI in the disability classification table other than the "traffic disaster" set forth in the disaster classification table: the amount of the activity compensation fund is paid.

4. When the insured was hospitalized in any of the following cases, the term "traffic disaster" occurred in the "day" rather than the "day off" and continued to be hospitalized for at least four consecutive days for the direct purpose of the treatment, and the term "disaster No. A" in the "Disaster Classification Table No. A" refers to an accident that occurs in a contingency (Provided, That where a person who has a disease or physical characteristics and has caused a minor external factor or whose symptoms have deteriorated, the minor external factor shall not be deemed a contingency accident) and refers to a different accident in the following classification table:

[Attachment C] Grade C classification table of disability grade * Grade 3 subparagraph 9: In case where he has permanently left inverte with significant weather or serious playgrounds, he shall be subject to the theory on classification of disability grade * 13. “A conspicuous weather or playgrounds of spine.”

(a) In obvious vertebrate shape: refers to one in which the appearance of ordinary uniform is not less than the degree able to be clearly seen from outside;

(b) Severe playgrounds of spine: referring to cases where two or more kinds of movements, from among the verte, bend, hond and vise movements or vise vise movements, are limited to not more than 1/4 of the physiological range;

2. The plaintiff and the defendant's assertion

A. After undergoing hospital treatment and surgery due to the instant accident, the Plaintiff asserted that the Plaintiff left a disability falling under “in case where he left verte with a clear climate or severe playgrounds permanently” as stipulated in class 3(9) of the Postal Insurance Clause, and thus, the Defendant left 30,000 won and 20,000 won as stipulated in the insurance clause of this case.

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