1. All appeals filed by the plaintiffs are dismissed.

2. The costs of appeal are assessed against the Plaintiffs.

The purport of the claim and appeal is the purport of the appeal.

1. Basic facts

A. 1) The Defendant’s position, etc. is Nonparty D who died on October 15, 2015 (hereinafter “the deceased”).

B) As between the deceased and the non-dividend life insurance contract for the deceased as the insured (hereinafter “instant insurance contract”).

The insurer that entered into a contract. The plaintiffs are the deceased's inheritors. (i) The company will pay the insurance money agreed upon to the beneficiary when any of the following events occurs to the insured during the insurance period set forth in attached Table 1 (Disaster Classification) of this Special Agreement. (1) When the insured has died during the insurance period: the total amount of the subscription amount of the special contract (attached Table 1): the disaster classification table refers to an accident that occurs due to a minor external factor (Provided, That if a person who has a disease or physical constitution factor suffers from a minor external factor or has aggravated symptoms, a minor external factor shall not be deemed an accident) and the following classification classification number 29. The classification of the classification of the items is Y60-Y69-Y83-Y84 of the patient's internal and internal treatment, which includes the patient's disaster classification Y60-Y83-Y84 of this Special Agreement, which includes the patient's injury or negligence during the insurance period of this case's 200 billion won out of the Korean Standard Insurance Contract (Notice No. 193-3, 193-19-195).1.1.

B. On September 21, 2015, the Deceased’s treatment process and death guard 1) Unless otherwise indicated, “a hospital” refers to the hospital’s left-hand beer and beer and beer on the left-hand beer from the blood department outside of the Ginnina, Ginna University Hospital located in Gangdong-gu Seoul Metropolitan Government (hereinafter “the hospital”).