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(영문) 서울남부지방법원 2014.12.16 2013가단201855
보험금
Text

1. The defendant's 13,754,851 won and 11,580,000 won among them to the plaintiff A, the plaintiff B, C, D, E, F, and G respectively.

Reasons

1. Facts of recognition;

A. On February 19, 1998, Plaintiff G entered into an insurance contract with the Defendant and the insured as a legal heir at H and the beneficiary at the time of death, and entered into an “non-dividend dividends damage insurance” (hereinafter “instant insurance contract”) with the main content of the following guarantees:

Insurance money for death in ordinary daily: 40,000,000 won 50,000 won x 36 times when the insured dies due to a disaster other than transportation accidents during the insurance period;

B. Article 11 of the major terms and conditions of the instant insurance contract 【Grounds for Payment of Insurance Money】 (1) The Company shall pay the beneficiary the insurance money agreed upon when any of the following causes occurs:

4. Where the insured has died due to a disaster other than "traffic disaster" that occurred during the insurance period: The term "disaster listed in the disaster classification table in attached Table 3") to pay the insurance proceeds for general accidents in the ordinary day means a contingency (Provided, That where a person who has a disease or physical handicap and is caused by a minor external factor or whose symptoms have deteriorated further, the minor external factor shall not be deemed an contingency accident) which is specified in the following classification:

The classification items No. 29. The side effects of the medical device used for the diagnosis and treatment of 30.0 of the patient's disaster during the external and internal medical treatment 31. The classification items are classified as follows in the Korean Standard Industrial Disease Classification (Notice of Statistics Korea No. 1993-3, January 1, 1995), which are based on the "the external and internal treatment that caused abnormal reaction or a subsequent merger to the patient," although there was no reference to the disaster at the time of treatment, Y60-Y69-Y82 Y83-Y84. The classification items are excluded from the disaster classification:

-An accident without intention or negligence of a diagnosis and treatment institution among "disaster of a patient in the course of external and internal treatment."

C. Operation and death history of H.

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