The defendant is not guilty. The summary of the judgment against the defendant shall be published.

1. The Defendant, as the representative director of C Co., Ltd. (hereinafter “C”), promoted a public charge charge credit card receipt agency business (hereinafter “instant business”) that, along with C’s Honam Business Headquarters D and the in-house director E of C, the credit card holders approved public charges from credit card merchants by credit card holders, receive fees from credit card companies and distribute profits therefrom to credit card merchants (hereinafter “the instant business”).

Accordingly, the Defendant recruited business operators by September 201, and supplied terminals by December 2011, and planned to expand nationwide by developing a living rate market until May 2012, the Defendant planned to pay KRW 100 to each service charge of local business operators in 185 regions nationwide, and distributed a "public credit card business plan for receipt of public charges" to the regional office that the monthly income of the local business operator would amount to KRW 60 million to KRW 60,000,000 to each regional office, and issued instructions to attract the business operators who enter into the contract for receipt of business rights to each regional unit, and D shall, at the direction of the Defendant, attract the business operator using the "public credit card fee receipt business plan" in the Gwangju Secretariat, and E shall return to each secretariat, and provide an explanation for investment.

In the process, D and E explained about the instant project at the Gwangju Secretariat Office located in F3th floor in Gwangju-gu, Gwangju, on September 29, 201, to the victim G, and the victim H, as stated in the said project plan, and stated, “A project will be performed by supplying the device to the franchise store from December 201 to pay KRW 100 to the regional business operator in each case of approval, 100,000,000,000,000 won will be provided if the investment is made, and if the project is not implemented within six months, 10,000,000,000 won will be returned within two months.”

However, in fact, in order to carry out the project of this case, public institutions, credit.