1. It is confirmed that each insurance contract entered in the separate insurance list concluded between the Plaintiff and the Defendant is null and void.

2...

1. Basic facts

A. A. Around February 22, 2010, the Plaintiff entered into an insurance contract with the Defendant, and entered into an insurance contract for “non-distribution Vietnam mutual aid insurance” and “non-distribution Vietnam flusing mutual aid insurance” as indicated in the attached Table list with the Defendant as the Defendant (hereinafter collectively referred to as “each of the instant insurance contracts”).

B. On May 3, 2010, the Defendant filed a claim for the occurrence of insurance accidents and the amount of insurance proceeds, as well as being hospitalized at B oriental medical hospitals for 22 days on the ground of a signboard impairment on May 3, 2010, as shown in the list of the details of hospitalization in the attached Table, was hospitalized at each hospital for 629 days in total, as between May 3, 2010 and November 14, 2012. The Defendant received KRW 24,720,000 from the Plaintiff as the insurance proceeds under each insurance contract in the instant case.

C. The status of the Defendant’s conclusion of each insurance contract, the amount of insurance money received, etc. received from an insurance company, including the Plaintiff, based on each insurance contract concluded by the Defendant, and each of the above insurance contracts (hereinafter “instant insurance accidents”), were excluded from insurance contracts, the content and nature of each of the instant insurance contracts, among the Defendant’s respective insurance contracts asserted by the Plaintiff, claiming to be paid monthly insurance premium under the name of the Defendant, the insurance company’s insurance contract under the following order.

On November 16, 200 of the New Life Insurance Co., Ltd. 1, 209, 17,300, Defendant 1,480, 300, Defendant 1,480, and 42,700 New Life Insurance, Defendant 6,160,000, and on November 30, 2010, 2 Hanman Life Insurance Co., Ltd. 19,050 19,770,000, and 2 Hanman Life Insurance Co., Ltd. 16, 2007, 136,90, 2321,323, and 2333,40,000, and 197,50,000 Non-Life Life Insurance Co., Ltd. 1, 207, 207, 167, 16,405,7,01,7,04,7,000.