The plaintiff's claim is dismissed.

Litigation costs shall be borne by the plaintiff.

Basic Facts

The Plaintiff is the mother of the deceased C (the deceased on January 30, 2018, hereinafter referred to as “the deceased”), and the Defendant is a company running an insurance business, etc. under the Insurance Business Act and relevant statutes.

The Plaintiff, as indicated in the table below with the Defendant, designated the insured as the Deceased, and the beneficiary of death as the Plaintiff respectively, and concluded each insurance contract covering injury death, etc. as an insured event (hereinafter “each of the instant insurance contracts”).

On August 31, 2016, the terms and conditions of each of the instant insurance contracts are commonly stipulated as follows: “The insured does not pay insurance proceeds if he/she intentionally injures himself/herself, but if the insured has damaged himself/herself under a condition that he/she is unable to make a free decision due to mental disorder, etc., the insurance proceeds shall be paid if he/she would be unable to pay insurance proceeds if he/she under a condition that he/she would not make a free decision due to mental disorder, etc.”

(hereinafter referred to as “instant terms and conditions”. From December 2017, the Deceased lived with F, and around January 29, 2018, the Deceased called “F to die” and “F to go to the old scambling, with which it is impossible to go to the old scam,” and “F was going to go to the old scambling,” and “F was going to go to the old scam, around 02:10 on the following day.

In the beginning of the old scopic bridge, the deceased was married from the vehicle driven by F, and around 92 meters from the place to the scopic bridge, and the deceased was coming under the bottom of the Apopic bridge, and was omitted into the sea.

Since then, around February 4, 2018, the Deceased was found to have been dead in the vicinity of Changwon-si, Changwon-si G, and the National Science Investigation Institute, on February 6, 2018, determined that the deceased’s private life was next to death by examining the dead’s body.

(hereinafter referred to as the "accident of this case"). 【No dispute exists, Gap evidence Nos. 1 and 2 (including each number), the purport of the whole pleadings, and the plaintiff's assertion of the judgment party.