1. The Plaintiff:

A. Defendant B is KRW 178,024,90 and 4.5% per annum from November 14, 2018 to December 13, 2018;

1. Basic facts

A. The Plaintiff, E, and F Cooperatives (hereinafter collectively referred to as the “Plaintiff, etc.”) entered into an agreement on part payment loans with the Plaintiff, E, and F Association (hereinafter referred to as the “instant agreement”) on H Urban Residential Housing (hereinafter “instant urban Residential Housing”) in the Dong-gu, Gwangju-gu, and the part payment loans to the buyers of the said urban Residential Housing (hereinafter “I”)

The main contents of Article 7 (Continuing Guarantee) I and J Co., Ltd. (hereinafter the “J”) shall comply with the following provisions in guaranteeing the repayment of debts to the plaintiffs, etc. of the purchaser of the above house:

(1) I and J shall be jointly and severally liable to repay part payments loans to plaintiffs, etc., and in any of the following cases, they shall immediately repay the principal and interest of loans (including compensation for delay and incidental obligations; hereinafter the same shall apply):

(1) Article 8 (Obligation to cooperate with I and J for Claim Recovery) where the sales contract of the buyer becomes invalidated due to the termination, cancellation, cancellation, invalidation, etc. of the contract, the I and J must actively cooperate with the Plaintiff, etc. in order to recover a collective housing loan against the part payment to the buyer.

(2) Where a buyer fails to repay the principal and interest of a loan within one month from the date of the claim even though the plaintiff et al. requested the buyer to repay the principal and interest of a loan due to the occurrence of a cause for loss of the plaintiff's interest under the basic terms and conditions of credit transaction, I and J shall appropriate the downpayment and intermediate payment already paid by the buyer within one month from the date of notification

(3) Where a sales contract is cancelled with a buyer or a buyer is cancelled or a contract is cancelled, etc., I and J shall preferentially pay the principal and interest of a loan to the buyer who has already paid the sale price to the buyer, and such refund shall be paid.