All appeals by the defendants are dismissed.

The costs of appeal shall be borne by the Defendants.

The purport of the claim and appeal is the purport of the appeal.

1. Facts of recognition;

A. A. Around 2015, H Co., Ltd. (hereinafter “H”) performed a construction project of J Urban Residential Housing (hereinafter “instant urban residential housing”) on the land of Dong-gu, Gwangju and 16 (hereinafter “J”), and the construction project contracted to K Co., Ltd. (hereinafter “K”).

B. On September 2015, the Plaintiff, L Cooperatives, and M Cooperatives (hereinafter collectively referred to as “Plaintiffs, etc.”) entered into a business agreement with H and K, a contractor of the foregoing project, and the Plaintiff, etc., to lend intermediate payments to the buyers of the instant urban residential housing (hereinafter “instant agreement”).

its key

Details are as follows:

The purpose of this Convention is to determine the matters necessary for the Plaintiff, etc. to implement the intermediate payment loan to the purchaser of the foregoing housing in relation to the instant urban-type housing construction project implemented by H and implemented by K. In relation to the instant urban-type housing construction project implemented by K, the purpose of this Convention is to determine the matters necessary for the implementation of the intermediate payment loan to the purchaser of the housing.

Article 7 (Continuing Guarantee) H and K guarantee the obligations of the buyers to the plaintiffs, etc. of the above number of houses, in accordance with the following provisions:

(1) H and K are jointly and severally liable to repay part payments loans to plaintiffs, etc., and in any of the following cases, H and K shall immediately repay the principal and interest of loan (including damages for delay and incidental obligations; hereinafter the same shall apply):

(1) If the sales contract becomes invalidated due to the cancellation, cancellation, cancellation, invalidation, etc. of the sales contract by the buyer, H and K’s duty to cooperate with the buyer, etc. (1) H and K must actively cooperate with the plaintiff, etc. in order to recover collective housing loans against the buyer, etc. against the part payments by the buyer, etc.

(2) Where a buyer requests a buyer to pay the principal and interest of a loan due to the occurrence of a cause for losing the benefit under the basic terms and conditions of credit transactions of the plaintiff, etc., the buyer may sell the loan within one month from the date of request.