The defendant is innocent. The summary of this judgment shall be notified publicly.

1. The summary of the facts charged and C expressed an opportunity to keep the victim’s resident registration cards (Abstract) in the name of the victim D (Nam, 40 years old) as joint and several sureties with the victim’s money lending from the lending company.

On October 21, 2009, the Defendant and C indicated that “D”, “E”, “F”, “F” in the address, “F”, “F”, “F”, “F”, “F on October 31, 201 within the scope of guarantee,” “12,50,000 won in the guarantee period,” “3,00,000 won in the guarantee period,” “3,00,000 won in the guarantee amount,” “3,00,000,000 won in the guarantee obligation amount,” “3,00,000,000 won in arrears interest rate,” and “48.91% in arrears interest rate,” next to the victim’s name.

Accordingly, the defendant and C forged one copy of the monetary loan contract in the name of the victim D, which is a private document on rights and obligations, for the purpose of exercising.

The defendant and C exercised the forged monetary loan contract as if it were duly formed by borrowing 3 million won from an employee who is not aware of the forgery in his place.

B. On October 22, 2009, the Defendant and C indicated that “D”, “E”, “E”, “E 1 floor at Sungnam-si,” “E” on the contract date, “five years from the contract date” on the guarantee period, “private ceiling KRW 5,000,” and “joint guarantee” on the name of the guarantor column of “D”, “E” and “E” on the resident number, “E 1 floor at Sungnam-si,” and “E” on October 22, 2009 in the guarantee period, and “joint and several surety” in the name of the guarantor column of the “loan Guarantee Agreement”. On end, the Defendant and C stated “D”, “E”, “E” and “E” on the resident number, “E 1 floor at Sungnam-si,” and “the guarantee period” on October 22, 2009.