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(영문) 전주지방법원 군산지원 2021.02.09 2020가단51479
보험금
Text

1. The Defendant’s KRW 92,00,000 as well as to the Plaintiff’s KRW 6% per annum from October 8, 2019 to March 18, 2020.

Reasons

1. Facts of recognition;

A. The Plaintiff is the spouse of the deceased C (hereinafter “the Deceased”). On November 2018, the Plaintiff entered into an insurance contract with the Defendant as follows (hereinafter “instant insurance contract”).

Product Name: DContractor's beneficiary: content of guarantee for the plaintiff: Medical expenses for transportation injury for driver's driver's driver's driver's driver's driver's driver's driver's driver's driver's driver's driver's driver's death: 50,000,000 won of subscription amount: 12,00,000 won of subscription amount.

B. Of the insurance terms applicable to the instant insurance contract, the major contents relevant to the instant case are as follows.

D General Terms and Conditions Section 8. The Company shall pay insurance proceeds within three business days from the date of receipt of the documents.

Section 15. The contractor or the insured shall be informed of the fact that he/she knows about the matters asked in the subscription.

Section 17. The Company may terminate this contract, regardless of the occurrence of damages, in the following cases:

(1) Where a contractor or an insured violates Article 15 intentionally or by gross negligence, and falls under any of the matters that require him/her to perform his/her duties, the company under Article 1 of the Special Terms and Conditions for Guarantee of Transport Death for Drivers shall inflict traffic injury on the insured specified in an insurance policy (referring to bodily injury caused by an accident that occurs during the insurance period; hereinafter referred to as "traffic injury" during

I)

If he/she dies as a direct result (excluding death resulting from a disease).

The insurance beneficiary shall pay the total amount of the insurance coverage as the death insurance amount.

(1) A company under Article 1 of the Special Terms and Conditions for Guarantee of Medical Fees for Injury to Motor Vehicle Accidents for Motor Vehicle Drivers who are insured while driving a motor vehicle shall inflict an injury on the body of the insured, which is caused by the following accidents during the insurance period of this Special Terms and Conditions:

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