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(영문) 서울북부지방법원 2015.09.16 2014고단4494
대부업등의등록및금융이용자보호에관한법률위반
Text

A defendant shall be punished by imprisonment for one year.

However, the execution of the above punishment shall be suspended for three years from the date of the final judgment.

Reasons

Punishment of the crime

The Defendant, at the Seoul Western District Court on August 13, 2013, sentenced two years to a suspended sentence of four months for a violation of the Act on the Registration of Credit Business and the Protection of Financial Users, was sentenced to imprisonment with prison labor for the violation of the Act on the Registration of Credit Business and the Protection of Financial Users, and the said judgment became final and conclusive on the 21st of the same month, and was in the period of the suspended sentence at that time two times, and on March 28, 2012, was sentenced to two years of a suspended sentence of ten

4. 5. A person whose judgment became final and conclusive and is still in the period of suspension of execution.

1. A person who intends to engage in unregistered credit business shall register his/her credit business with the competent administrative agency. However, the Defendant, without registering his/her credit business with the competent administrative agency on October 17, 2013, lent KRW 2 million to C at one of the members in Seoul Special Metropolitan City, a loan to the lending parties at least six times from that time until February 21, 2014, as stated in the separate list of crimes, provided a loan to the lending parties at least six times, and provided a business of collecting the principal and interest of the loan, thereby running a credit business.

2. In a case where a credit service provider, who has not received interest exceeding the limited interest rate, enters into a monetary lending contract, the maximum interest rate shall not exceed 30% per annum. However, the Defendant agreed to lend KRW 2 million to C at a daily rate of KRW 80 days in Seoul Special Metropolitan City on October 17, 2013 and to receive KRW 30,000 per day for 80 days, and received the interest by receiving the interest from the above C, and then received interest equivalent to KRW 169.8% per annum from February 21, 2014, and received the interest in violation of the restriction on the interest rate by receiving the interest.

Summary of Evidence

1. Defendant's legal statement;

1. Protocols of police statements of D and E, and copies thereof;

1. Four copies of the investigation report (attached documents), loan certificate;

1. Inform an investigation report (A-Use Account), details of account transactions, and data on the current status of gold transactions;

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