Defendant

A shall be punished by a fine for negligence of 5,000,000 won and by a fine of 700,000 won, respectively.

The above fines are imposed by the Defendants.

Punishment of the crime

1. Defendant A, who is engaged in unregistered credit business, was a person who was engaged in a loan business from July 2009 to Seocho-gu Seoul Metropolitan Government 4 level, and Defendant B was an employee from May 201 to the above lending company.

On May 18, 201, the Defendants conspired to engage in credit business without registering the credit business to the competent authorities, provided loans of 2.7 million won after deducting 300,000 won from D’s prior interest from the long-distance in the Gangnam-gu Seoul Customs Service, Gangnam-gu Seoul Customs Service and provided loans to D at least 16 times from that time to May 18, 2012, and collected the principal and interest of each of the following subparagraphs, as shown in the list of crimes in the attached list of crimes.

2. Where a credit service provider, which has not received interest exceeding the interest rate, enters into a monetary loan agreement, the maximum interest rate shall not exceed 30% per annum;

The Defendants conspired to lend KRW 2,70,000,00,000 (interest 12,000 per day) to D on May 18, 201, and agreed to receive 39,000 won (interest 12,000 won) daily principal and interest for 100 days, and received interest from D, and thereafter received interest amounting to 162% per annum, from that time until May 18, 2012, the Defendants loaned 16 times a loan to the other party at an interest rate exceeding 30% per annum, as shown in the attached list of crimes in the attached list, and received interest by receiving such interest.

Summary of Evidence

1. Defendants’ respective legal statements

1. Protocol concerning the suspect interrogation of each of the Defendants

1. Statement of D police statement;

1. Details of financial transactions in the name of D, E statements of financial transactions in the name of E (Submission of A) and A (Submission of Suspect A);

1. Application of the Acts and subordinate statutes to promissory notes or cash chassis copies;

1. Article 19(1)1 and Article 3(1) of the Act on the Registration of Credit Business, etc. and Protection of Finance Users regarding criminal facts and the Selection of Punishment, and Article 30 of the Criminal Act are unregistered credit business businesses.