1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

1. Basic facts

A. (1) The Plaintiff concluded a non-paid fire compensation insurance contract (hereinafter “instant insurance contract”) with E who operates the clothing manufacturing business under the trade name of “D” at a place where the two floors (hereinafter “the instant building”) are leased among the three floors above the ground-based buildings (hereinafter “the instant building”) located in the Hanam-si, Hanam-si (hereinafter “the instant building”).

O A contractor and the insured: The insurance period from November 12, 2014 to November 12, 2019: Buildings (10 million won), Machines (50 million won), half-finished goods (250 million won) and office fixtures (30 million won), and the Defendant leased one floor of the instant building (hereinafter “instant store”) to prepare a restaurant business at that place on November 8, 2015.

B. Fire occurrence and damage (1) around November 8, 2015, around 01:25, a fire occurred in a temporary lodging place made by partitions inside the instant store (hereinafter “instant fire”). The fire was burned to the upper floor and the damage was caused not only by the fire, but also by the machinery, goods, office fixtures, etc. inside the building.

(2) At the time, the Defendant established and used the electricity board on the floor of the temporary lodging room.

(3) At the time of the instant fire, the Defendant’s employee, who was divingd in the temporary accommodation, sniffed the internal body, and sniffly sniffly snife, and sniffly sniffed, taken the breath of the body, and

(4) Due to the instant fire, E suffered damages equivalent to KRW 13,832,00, KRW 709,235,386, KRW 1,795, and KRW 1,795,411, due to the destruction of the leased building, due to the loss of the leased building, E suffered damages equivalent to KRW 25,418,249, KRW 750, KRW 281,00, KRW 246.

(c)the results of the investigation of fire causes (1).