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(영문) 서울중앙지방법원 2016.06.29 2015가합562890
보험금
Text

1. The plaintiff's claim is dismissed.

2. The costs of lawsuit shall be borne by the Plaintiff.

Reasons

1. Basic facts

A. On May 4, 2015, the Plaintiff entered into a fire insurance contract with the Defendant, and received an insurance policy from the Defendant, under which the Plaintiff entered into the instant fire insurance contract.

The actual cost of the Plaintiff’s insurance premium and accumulated insurance premium: 260,000 won / 111,442 won: The actual cost of the Plaintiff’s insurance premium payment: 150,000,000,000,000 as security of the insurance premium (cost) covered by the property collateral, and 41,950 - The maximum amount of the subscription amount per subject matter in case of fire, loss and fire-fighting loss, and escape loss - the maximum amount of loss per subject matter in the event of fire - the cost of dismantling the remainder at the site of the accident, cleaning cost (including cost of removing pollutants) and expenses loaded on the other hand within 10% of the amount of damages.

B. On May 28, 2015, the Plaintiff and the Defendant changed the content of the instant fire insurance contract to increase the accumulation premium out of the premium as follows, and to limit the subject matter of the insurance to the instant building.

The actual tax rate shall be 260,000 won / 260,000 won / 260,000 won / 203,744 won / 203,744 won / The actual tax rate shall be 50,000,000 goods/ semi-finished goods 50,000 goods/ semi-finished goods 50,000 goods/ semi-finished goods 50,000,000 goods/ semi-finished goods / semi-finished goods / semi-finished goods 50,000,0019,200 raw and semi-finished goods / 200,000 won / 200,000 raw and semi-finished goods terminating machinery / 10,000,000 raw and semi-finished goods terminating machinery / 20,000,000 won / 20,005,308 internal and semi-finished goods / semi-finished goods / semi-finished goods

C. On July 11, 2015, a fire occurred in the instant building (hereinafter “instant fire”) and the goods/finished goods owned by the Plaintiff that were inside the instant building.

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